How to feed a family of four jacket potatoes with 1 spud and a little patience

Ok before I let you in on the magic, potatoes were a just an example this can also apply to many other root vegetables and greens …………………… ….drum roll,…….plant it.. wait…. you got 4,6 maybe more. Yes absolutely is that magic or what !!!! It might be glaringly obvious but how many of us actually do this ? If you are a already a gardener and grow your own fruit and vegetables then great you know how much tastier your

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Other help with Money

Hardship payments A hardship payment is a reduced amount of benefit payable if you have no other way of covering essentials such as food, heating or medical supplies. You might be able to get one if your benefit has been stopped because you’ve been sanctioned, or you’re being investigated for fraud, or have applied for a benefit and are waiting for a decision. Who can get a hardship payment? You need to be claiming Jobseeker’s Allowance (JSA), Employment and Support

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Universal Credit 40% Deduction Cap

‘Information required which explains how UC claimants with multiple debts have their debts prioritised and deducted in accordance with the overall 40% limit on deductions.‘. Deduction Priority Order Introduction There is a priority order for deductions in Universal Credit. However, it will only be applied if there is insufficient Universal Credit in payment or if the total deductions would otherwise exceed 40% of the benefit unit’s Universal Credit Standard Allowance. Deductions taken before the priority order is applied  The following deductions are taken before the priority order is applied (in order of precedence) 1.  Fraud Penalties. 2.  Conditionality Sanctions. 3.  Short term Advance (Universal Credit Advance (New claim or Change of Circs). 4.  First Month Advance (Universal Credit Advance (Benefit Transfer)). 5.  Budgeting Advance. Only one conditionality sanction or one fraud penalty can be applied to a claimant at any one time. However, both members of a couple can have a sanction / penalty applied. If a conditionality sanction is in place, and a fraud penalty needs to be applied to the claimant’s Universal Credit, the fraud penalty will take precedence. The conditionality sanction will be applied once the fraud penalty has ceased. If a fraud penalty or conditionality sanction is being applied, an Advance cannot be recovered at the same time. The penalty / sanction will take precedence. The Advance will be recovered once the penalty / sanction has ceased. If a penalty/sanction is only applied to part of the assessment period (for example,  2 days of the assessment period and the deduction totals less than 40% of the Universal Credit Standard Allowance) then other deductions can be taken up to the 40% maximum. If a claimant / benefit unit has more than one Advance outstanding, the priority order for Advances must be applied. Deductions priority order  Deductions are taken in the following order of precedence: Last resort deductions No 6- mortgage interest arrears (where the lender is not part of MID scheme) No 7- owner-occupier service charges arrears (where the lender is not part of MID scheme). No 8 – Rent and/or service charges arrears (minimum deduction rate of 10%). No 9- gas arrears (electricity arrears can come above gas arrears, if needed ) No 10- electricity arrears. Enforcing social obligation deductions No 11- Council Tax or Community Charge arrears. No 12- fines or Compensation Orders (minimum deduction rate) No 13- water charges arrears No 14- old scheme Child Maintenance No 15- Flat Rate Maintenance Ensuring recovery of benefit debt deductions No 16- Social Fund loans No 17- Recoverable Hardship Payments  No 18- Housing Benefit and DWP Administrative Penalties. No 19 – Housing Benefit, Tax Credit and DWP Fraud overpayments No 20- Housing Benefit and DWP Civil Penalties No 21- Housing Benefit, Tax Credit and DWP normal overpayments Enforcing social obligation deductions No 22- Integration Loan arrears No 23- Eligible Loan arrears No 24- rent and / or service charges arrears (maximum deduction rate of no less than

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Toilet Paper And Other Useful Paper Recycling Tips

OK  as always looking at ways to save some money and help the the planet and health toilet paper is one area we can achieve all with equal positive results. I have not purchased toilet paper for many years and save at least £200 per year on average using old newspapers for various tasks Also recycling old discarded newspapers is one way to wipe the smile off the toilet roll manufacturers face. We have an advantage over those that work.

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Stress and the effects on the workforce in waiting

Stress Stress and the effects on the workforce in waiting namely jobseekers  is another example of why this current regime is so wrong. We touched on previously why it is important to the economy to have a number of people unemployed. Who are ready and waiting to fill the gaps as new businesses emerge and existing business grow. Why then are the powers that be determined to cause as much stress as possible to those jobseekers. Determined to deteriorate the

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Free Food Become A Freegan

So basically your saying eat food from a bin ? Well yes. There is simply too much food waste in the world. With a budget on benefits of £2.00 per day for food yellow stickers became my primary way to shop.This eventually led my to trying the freegan lifestyle. I enjoy cooking, always have.Will not eat from takeaways, fast food restaurants or whatever. I prefer to prepare and cook my own food from the basic ingredients. Anything they have to

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Data Poverty

 What is data poverty Data poverty is very common yet many people do not realise they are actually data poor. Unlike food or fuel poverty. Data, the internet, connectivity is not a luxury in today’s digital age. It is an essential resource much the same as water,gas and electricity. But very little is spoken about the impact it can have on peoples lives, especially those on a low income. A trip to the library or anywhere else for that matter

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Oats Are super foods smashing great (JB RIP)

Oats Super foods remember them ? if not go to the liver is a super food article where I discuss what it actually means. So onwards to plain simple oats, again oats are classed as a super food they are really cheap for the weight and a kilo can set you back less than 80 pence. A kilo of oats can provide at least 10 servings for a single person so for £1.60, 2 bags, you have at least one

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Liver Is A Super food And Cheap

Liver is A Super Food I have always enjoyed and eaten  liver along with kidney, Tongue which are classed as offal in the UK. So Following on from my freegan post I thought it would be a good time to explore other foods that can help us survive on benefits. Offal is the edible organs of animals that are not considered prime cuts. Liver is offal, you can buy most types of liver, chicken to pig to lamb and more.

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Online Poker

Gambling I do not like gambling. So you might think it bit odd I am writing a post about on-line Poker I do not play the lottery, scratch cards, bookies or any other such nonsense.The odds are always stacked against those that do. As a long term Job seeker you have to get creative if you want to survive on a pittance. See my freegan post as an example. This tip is rather more palatable. On-line Poker has been my

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